Top 5 Mistakes to Avoid During Medicare’s Annual Enrollment Period (AEP)

🚫 Mistake 1: Waiting Until the Last Minute

AEP runs from October 15 to December 7, but many people delay. Plans fill up, phone lines get busy, and rushed decisions lead to poor coverage.

🚫 Mistake 2: Not Comparing Plans

What worked last year may not be the best fit this year. Costs, networks, and benefits change annually. Failing to compare could mean higher out-of-pocket expenses.

🚫 Mistake 3: Overlooking Prescription Drug Coverage

Prescription needs can change. Not reviewing your Part D plan may lead to paying more for medications—or losing coverage for drugs you rely on.

🚫 Mistake 4: Assuming Medicare Is One-Size-Fits-All

Every senior’s situation is unique. Assuming “what worked for my neighbor will work for me” is a big mistake. Always choose based on your health needs and budget.

🚫 Mistake 5: Ignoring Professional Guidance

Medicare rules can be complex. Skipping a consultation could mean missing benefits, facing penalties, or overpaying for coverage.

✅ Final Word

Avoiding these mistakes starts with early preparation and expert help. By planning ahead, you can enter 2025 confident in your coverage and your future.

📞 Call Medicare & Money today to book your free Medicare review before AEP begins.